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Where industry-aligned design meets enterprise-grade innovation
From Transaction Banking to Treasury and Lending, we help banks deliver intelligent, scalable, and compliant digital experiences across every corporate segment.
100+
50+
99.9%
24/7
Digital services
What’s Shaping the Future of Wholesale Banks
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Key Trends Shaping Wholesale Banking
The trends reshaping how corporate and institutional clients bank
Globalization to Regionalization
Resilience through Regionalization — wholesale banks optimizing local markets while managing global flows.
65%
Geopolitical Stability
Navigating a Fragmented World — cross-border trade, payments, and risk redefined for corporate clients.
3X
Ecosystem Banking & Embedded Services
From Products to Platforms — embedding banking into corporate ecosystems, supply chains, and partner networks.
80%
AI-Driven Decisioning
Intelligence at Every Turn — AI-enabled insights powering treasury, trade, lending, and liquidity management.
45%
Regulatory Convergence & ESG
Sustainable by Design — aligning corporate banking operations with global compliance and ESG mandates.
92%
Trends Reshaping Wholesale Banking
Wholesale banking is shifting toward real-time transactions, API-led ecosystems, and intelligent automation as corporates demand faster, more connected, and insight-driven banking experiences.
Globalization to Regionalization
Resilience through Regionalization — wholesale banks optimizing local markets while managing global flows.
Geopolitical Stability
Navigating a Fragmented World — cross-border trade, payments, and risk redefined for corporate clients.
AI-Driven Decisioning
Intelligence at Every Turn — AI-enabled insights powering treasury, trade, lending, and liquidity management.
The Pressures Facing Wholesale Banks
Legacy platforms, fragmented systems, and rising regulatory complexity are limiting agility, increasing costs, and making it harder for banks to scale and innovate across global operations.
1
Legacy System Fragmentation
Multiple siloed systems across corporate banking, trade finance, treasury, and payments create inefficiencies, data inconsistencies, and inability to provide real-time services.
Pain Point:
Average 8-12 disparate systems per wholesale bank
2
Complex Cross-Border Compliance
Managing AML/KYC, sanctions screening, tax reporting, and varying regulatory requirements across jurisdictions is increasingly complex and expensive, with severe penalties for non-compliance.
Pain Point:
$321B in regulatory fines since 2008
3
Rising Corporate Expectations
CFOs and treasurers demand real-time visibility, instant payments, API integration with their ERP/TMS, mobile access, and AI-powered insights—expectations set by fintech disruptors and consumer banking experiences.
Pain Point:
67% of corporates dissatisfied with digital experience
4
Margin Compression & Fee Pressure
Intense competition from specialized fintechs, declining net interest margins, and corporate pressure for lower fees are squeezing profitability across trade finance, FX, cash management, and lending.
Pain Point:
15-20% decline in fee income over 5 years
5
Slow Time-to-Market for New Products
Monolithic architectures and complex interdependencies mean launching new services takes 12-24 months, allowing nimble competitors to capture market share.
Pain Point:
18-month average time-to-market for new products
6
Cybersecurity & Fraud Sophistication
Increasingly sophisticated fraud schemes targeting wholesale transactions, supply chain finance, trade docs, and payment instructions require advanced AI-based detection and real-time monitoring capabilities.
Pain Point:
$1.8T annual B2B payment fraud losses globally
A Unified Wholesale Banking Platform
An integrated, cloud-native solution suite that brings together transaction banking, lending, treasury, and digital engagement to help wholesale banks operate faster, smarter, and at scale.
Our Wholesale Banking Solutions
End-to-end solutions designed for the modern corporate banking landscape
