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- Wholesale Banks
Wholesale Banks
Where industry-aligned design meets enterprise-grade innovation
From Transaction Banking to Treasury and Lending, we help banks deliver intelligent, scalable, and compliant digital experiences across every corporate segment.
What’s Shaping the Future of Consumer Banking
From hyper-personalization to open banking ecosystems, the retail banking landscape is rapidly evolving.
These trends highlight the shifts that are redefining customer expectations and competitive advantage.
Globalization to Regionalization
Geopolitical Stability
AI-Driven Decisioning
Intelligence at Every Turn — AI-enabled insights powering treasury, trade, lending, and liquidity management.
The Pressures Facing Wholesale Banks
Legacy platforms, fragmented systems, and rising regulatory complexity are limiting agility, increasing costs, and making it harder for banks to scale and innovate across global operations.
1
Legacy System Fragmentation
Multiple siloed systems across corporate banking, trade finance, treasury, and payments create inefficiencies, data inconsistencies, and inability to provide real-time services.
2
Complex Cross-Border Compliance
Managing AML/KYC, sanctions screening, tax reporting, and varying regulatory requirements across jurisdictions is increasingly complex and expensive, with severe penalties for non-compliance.
3
Rising Corporate Expectations
CFOs and treasurers demand real-time visibility, instant payments, API integration with their ERP/TMS, mobile access, and AI-powered insights—expectations set by fintech disruptors and consumer banking experiences.
4
Margin Compression & Fee Pressure
Intense competition from specialized fintechs, declining net interest margins, and corporate pressure for lower fees are squeezing profitability across trade finance, FX, cash management, and lending.
5
Slow Time-to-Market for New Products
Monolithic architectures and complex interdependencies mean launching new services takes 12-24 months, allowing nimble competitors to capture market share.
6
Cybersecurity & Fraud Sophistication
Increasingly sophisticated fraud schemes targeting wholesale transactions, supply chain finance, trade docs, and payment instructions require AI-based detection and real-time monitoring capabilities.
Explore Our Next-Gen Wholesale Banking Solutions
End-to-end solutions designed for the modern corporate banking landscape
A Unified Wholesale Banking Platform
An integrated, cloud-native solution suite that brings together transaction banking, lending, treasury, and digital engagement to help wholesale banks operate faster, smarter, and at scale.
