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eMACH.ai
Liquidity Management
For Global Corporate Treasurers
Real-time visibility. Intelligent automation. Global scale.
$22T
$62.5T
23%
238
What's Driving Treasury Transformation
Real-Time Treasury Operations
Corporate treasurers are done waiting until end-of-day. 80% say cash visibility is their biggest headache.
AI-Powered Predictive Analytics
Imagine knowing 3 months ahead you’ll have a cash crunch. 78% expect ROI within 1-3 years.
Centralized Cash Structures
67% building in-house banks. They’re done with scattered cash doing nothing.
Real-Time Payment Integration
Money moves instantly now. FedNow, TIPS, UPI – cover shortfalls at 3 PM, not tomorrow.
Regulatory Compliance
Regulators demand proof you can handle a crisis. Manual tracking is a ticking time bomb.
Challenges faced by Corporate Treasurers
Complex operations. Fragmented systems. Regulatory pressure.
1
Fragmented Cash Visibility
Without real-time visibility across accounts, currencies, and geographies, treasury teams struggle to optimize their cash positions.
2
Complex Banking Structures
Managing multiple accounts across regions creates operational complexity and makes it difficult to maintain optimal liquidity levels.
3
Volatile Interest Rates
Changing rate environments require treasury teams to constantly rebalance positions to optimize returns while managing risk.
4
Manual Processes
Manual workflows slow down operations, increase error rates, and make it difficult to scale treasury operations efficiently.
A Complete Liquidity Management Platform.
Corporate clients expect complete control with zero complexity — and this platform delivers exactly that. With $22T in annual sweeps, 23% of global MNC cross-border sweeps, and $62.5T in cash managed, it’s built for scale and precision. Every movement is tracked through 238 real-time events, integrated via 287 APIs, and supported by 24/7 global operations. Its power lies in simplifying global banking. With global coverage, real-time data, multi-currency capability, and smart optimization, it ensures cash is always exactly where it needs to be. Effortless experience on the surface — advanced intelligence underneath.
+40%
Client Coverage
80%
Faster Reviews
95%
STP Rate
95%
Adoption
What can be done with our Liquidity Management Solution
Treasury transformation with scalable, dependable enterprise capabilities.
Cash Concentration & Sweeps
- Automatically move cash where it needs to be, when it needs to be there.
- Support for zero-balance, target balance, and threshold sweeps.
- Processes $22 trillion annually across our network.
- Cross-border and multi-currency support with built-in compliance.
- Configure once and let it run automatically, or adjust in real time as your needs change.
Notional Pooling & Interest Optimization
- Get the benefits of centralized cash without physically moving funds.
- Interest calculated on net position across all accounts.
- Multi-currency notional pooling with cross-border support.
- Reduce transaction costs while maintaining compliance with local regulations.
- Optimize interest calculations in real time.
Real-Time Liquidity Visibility
- See your complete global cash position in real time.
- View every account, every currency, and every geography in one place.
- Drill down from global overview to individual transactions instantly.
- 238 treasury events tracked and updated in real time.
- Access from any device, anywhere.
AI-Powered Cash Flow Forecasting
- Predict cash flows 12–18 months into the future with confidence.
- Machine learning models trained on trillions in transaction data.
- Built-in confidence intervals for every forecast.
- Run scenario planning and get instant answers to what-if questions.
- Predictions improve over time as the system learns your patterns.
Transaction Limits Management
- Comprehensive multi-level controls to protect your operations.
- Configure limits by user, account, currency, transaction type, and more.
- Automated approval workflows route requests to the right person every time.
- Complete audit trail for compliance and reporting.
- Real-time alerts for policy violations.
Operational Account Management
- Understand which accounts drive profitability and which need optimization.
- Predictive analytics help you anticipate needs before they arise.
- Get actionable recommendations to reduce costs and improve efficiency.
- Clear profitability scoring across your entire portfolio.
- Track the metrics that matter: utilization, efficiency, idle cash, and funding costs.
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Delivering Tangible Impact Across Global Banks
Bank A
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Bank B
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Bank C
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A Complete Liquidity Management Platform.
Corporate clients expect complete control with zero complexity — and this platform delivers exactly that. With $22T in annual sweeps, 23% of global MNC cross-border sweeps, and $62.5T in cash managed, it’s built for scale and precision. Every movement is tracked through 238 real-time events, integrated via 287 APIs, and supported by 24/7 global operations. Its power lies in simplifying global banking. With global coverage, real-time data, multi-currency capability, and smart optimization, it ensures cash is always exactly where it needs to be. Effortless experience on the surface — advanced intelligence underneath.
What can be done with our Liquidity Management Solution
Treasury transformation with scalable, dependable enterprise capabilities.
Cash Concentration & Sweeps
- Automatically move cash where it needs to be, when it needs to be there.
- Support for zero-balance, target balance, and threshold sweeps.
- Processes $22 trillion annually across our network.
- Cross-border and multi-currency support with built-in compliance.
- Configure once and let it run automatically, or adjust in real time as your needs change.
Notional Pooling & Interest Optimization
- Get the benefits of centralized cash without physically moving funds.
- Interest calculated on net position across all accounts.
- Multi-currency notional pooling with cross-border support.
- Reduce transaction costs while maintaining compliance with local regulations.
- Optimize interest calculations in real time.
Real-Time Liquidity Visibility
- See your complete global cash position in real time.
- View every account, every currency, and every geography in one place.
- Drill down from global overview to individual transactions instantly.
- 238 treasury events tracked and updated in real time.
- Access from any device, anywhere.
AI-Powered Cash Flow Forecasting
- Predict cash flows 12-18 months into the future with confidence.
- Machine learning models trained on trillions in transaction data.
- Built-in confidence intervals for every forecast.
- Run scenario planning and get instant answers to what-if questions.
- Predictions improve over time as the system learns your patterns.
Transaction Limits Management
- Comprehensive multi-level controls to protect your operations.
- Configure limits by user, account, currency, transaction type, and more.
- Automated approval workflows route requests to the right person every time.
- Complete audit trail for compliance and reporting.
- Real-time alerts for policy violations.
Operational Account Management
- Understand which accounts drive profitability and which need optimization.
- Predictive analytics help you anticipate needs before they arise.
- Get actionable recommendations to reduce costs and improve efficiency.
- Clear profitability scoring across your entire portfolio.
- Track the metrics that matter: utilization, efficiency, idle cash, and funding costs.
Why We're Actually Different
Global Scale
Process $22T annually across our network with proven reliability and performance.
Role-Based Interfaces
Customized experiences for every user role drive better adoption and efficiency.
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Platform advantages
Scale. Flexibility. Enterprise performance.
Recognized Excellence
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FAQs Frequently Asked Questions
What makes this different from our current system?
Honest answer? Three things. First, it’s actually real-time – not batch processing pretending to be modern. Second, the AI isn’t just reporting what happened; it’s predicting what’s coming and optimizing automatically. Third, it handles cross-border complexity that makes most systems fall apart. Your current system probably does cash concentration. Ours does that plus predictive forecasting, intelligent optimization, behavioral analytics, and compliance automation across 18+ jurisdictions. It’s the difference between a calculator and a CFO.
How does it handle multi-currency and cross-border?
This is where we shine. Multi-currency isn’t an add-on; it’s architected in from day one. We handle notional pooling across currencies, cross-border sweeps with automated regulatory compliance, FX optimization, and real-time currency risk management. The platform already knows the regulatory requirements for 18+ countries – what’s allowed, what’s not, what needs documentation. Your treasury team sets the strategy; we handle the complexity. And yes, it works with instant payment systems like FedNow, SEPA Instant, TIPS, and UPI.
What about security and compliance?
Security and compliance aren’t features we added; they’re how we built it. Bank-grade encryption, multi-factor authentication, role-based access controls, and complete audit trails for every action. Compliance frameworks for major jurisdictions are pre-built – not something you configure from scratch. We’re already deployed at institutions managing $62.5 trillion, so we’ve been through every security audit and penetration test imaginable. SOC 2 Type II certified, ISO 27001 compliant, and we work with your existing security infrastructure. Plus, automated compliance reporting means regulators get what they need without your team drowning in manual work.
How long does implementation take?
Depends on complexity, but typically 3-6 months from kickoff to production. That includes integration with your core banking systems, configuration for your specific treasury structures, data migration, testing, and training. We’re not starting from zero – we’ve done this hundreds of times and have pre-built integrations with major banking platforms. The API-first architecture means connections are straightforward, not custom development projects. And because it’s cloud-based, there’s no hardware procurement or data center setup. Most clients are running pilots within 6-8 weeks. Full enterprise deployment is where the 3-6 month timeline comes in.
Will it integrate with what we have?
Yes. That’s the whole point of 287 APIs. We integrate with core banking systems, payment platforms, accounting systems, ERPs, risk management tools – pretty much everything in your tech stack. SWIFT, FIX, ISO 20022, APIs, file-based integration – we support them all. And we’re cloud-agnostic, so whether you’re on AWS, Azure, Google Cloud, or running on-premise, we make it work. The platform is built to fit into your ecosystem, not force you to rebuild around it. We typically integrate with 8-12 different systems in a standard deployment.
