- Intellect
- Solutions
- Treasury & Capital Markets
- Bank Treasury
eMACH.ai
Bank Treasury
Intelligent Treasury Management for Confident Financial Control
Manage liquidity, funding, investments, and risk with a unified treasury platform that delivers real-time visibility, automation, and regulatory confidence.
Case study
Built for Enterprise-Grade Treasury Operations
Trusted by banks to run mission-critical treasury functions with accuracy, resilience, and full control across markets and balance sheets.
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Packaged Capabilities
Treasury Decisions Demand Speed, Accuracy, and Control
Real-Time Balance Sheet Visibility
Gain instant insight into cash, liquidity, and exposures across entities and currencies.
Optimized Funding & Liquidity
Improve funding decisions with integrated liquidity and cash flow intelligence.
Reduced Market & Operational Risk
Automate controls, limits, and workflows to minimize errors and exposure.
Regulatory & Reporting Confidence
Support treasury reporting and compliance with accuracy and auditability.
Intellect’s Bank Treasury solution is a comprehensive, enterprise-grade platform designed to manage the full spectrum of treasury activities—including liquidity management, funding, investments, interbank operations, and risk monitoring.
Built for treasury, ALM, and finance teams, the platform provides a single, trusted view of the bank’s financial position in real time.
By integrating seamlessly with core banking, payments, liquidity management, cash flow forecasting, and capital markets systems, the solution enables straight-through processing and informed decision-making.
Configurable workflows, real-time analytics, and embedded controls empower treasury teams to manage complexity, optimize balance sheets, and respond quickly to market and regulatory demands.
Intellect’s eMACH.ai Treasury is a single platform, real-time, contextual, cross-asset solution designed for the next generation of treasury transformation. It provides a comprehensive, integrated suite of capabilities that cut across the Front Office, Mid Office, and Back Office, empowering banks to optimize liquidity, maximize profitability, and streamline operations.
ISO 27001 Certified | SOC 2 Type II Compliant | PCI DSS Compliant | SWIFT Partner
Enterprise-grade security and compliance standards
Bank Treasury
Liquidity & Cash Position Management
Monitor intraday and end-of-day liquidity across accounts, entities, and currencies.
Funding & Interbank Operations
Manage borrowings, lendings, placements, and interbank transactions efficiently.
Investment & Portfolio Management
Track treasury investments, securities, and yields with real-time valuation.
Risk, Limits & Controls
Enforce exposure limits, counterparty controls, and risk policies automatically.
Accounting & Treasury Reporting
Automate postings, valuations, and treasury-related financial reporting.
Dashboards & Analytics
Access real-time dashboards for positions, exposures, and performance metrics.
End-to-End Treasury Management
Across the Deal Lifecycle
From front-office trading to back-office settlements, everything you need in one integrated platform
Front Office: Trader-Centric Decision Support
Empower dealers with real-time intelligence for faster, more profitable decisions
Trader-Centric UI with Decision Support Blotters
Real-time blotters for position, cash, and P&L management—make informed decisions in the moment with comprehensive visibility
Pre-Deal Analytics & Scenario Simulators
Evaluate market conditions and potential risks before trade execution with powerful simulation and what-if analysis
Merchant FX & Branch Position Integration
Automate customer and branch position reporting with real-time trader updates across your network
Cash Flow Management
Enterprise-wide liquidity and funding management in a unified view with real-time forecasting
Collateral Management
Full support for Repos, IRFs, CCS with real-time impact on risk exposure and margin requirements
Real-Time Market Data Integration
Seamless connectivity to Reuters, Bloomberg, and other market data providers for live pricing
Mid Office: Real-Time Risk & Automated Compliance
Proactive risk management with AI-powered compliance monitoring
Comprehensive Limits & Control Framework
85 pre-defined limits with drill-down to transaction-level utilization and real-time breach detection
Automated Compliance Engine
Rule-driven, multi-dimensional monitoring across Product, Currency, Dealer, and Portfolio dimensions
Stress Testing Scenarios
Set capital requirements and limit potential losses with comprehensive what-if analysis and scenario modeling
130+ Risk Metrics & Analytics
Deep risk analytics including VaR, Duration, Yield Curve Management, and portfolio optimization
Country & Reserve Risk Management
Enhanced limits covering country ratings, reserve requirements, and cross-border exposure
Portfolio Risk Analytics
Real-time P&L attribution, sensitivity analysis, and performance measurement across portfolios
Back Office: High STP & Operational Excellence
Automated workflows for 95%+ straight-through processing
Configurable Business Process Management
Workflows that adapt to your unique processes—not the other way around. Drag-and-drop configuration
Seamless Confirmation Management
Progressive match generation and automated confirmations reduce settlement risk and manual effort
Flexible Settlement Instructions
Support for multiple settlement types, payment instructions, and nostro account management
Built-In Dual Accounting
IFRS-compliant accounting embedded in the platform—no separate systems, real-time GL postings
Smart Reconciliation Engine
Rule-based dynamic reconciliation with Case Manager for exceptions and automated matching
User-Defined Reporting
DIY report builder with drag-and-drop fields plus 100+ pre-configured regulatory and management reports
Advanced Analytics: Strategic Intelligence & Value-Adds
Transform treasury from cost center to profit driver
Portfolio Risk Analytics
VaR calculations, Duration Metrics, performance analysis, and portfolio optimization with scenario testing
Contextual ALM
Integrated Asset Liability Management for liquidity risk, rate risk optimization, and funding strategy
CBX-FX Self-Service Platform
E-banking and FX trading platform for branches and corporate customers with real-time pricing
Resource Mobilization
End-to-end management of borrowings and deposits with full STP and regulatory reporting
CSGL (Customer Securities)
Revenue generation from Fixed Income Securities trades for customers with automated settlement
Advanced Analytics Engine
Machine learning-powered insights, predictive analytics, and intelligent recommendations
Built Different. Built Better.
Modern design principles that deliver fundamental advantages over legacy, monolithic systems
Composable, API-First, Cloud-Neutral Architecture
Docker | Kubernetes | REST APIs | GraphQL | Cloud-Agnostic
Not a closed “black box.” Built on loosely coupled business components with 140 Open APIs for seamless ecosystem integration. Event-driven, composable framework provides unparalleled flexibility—future-proof your technology without vendor lock-in.
140+ Open APIs
Business Process Efficiency Through Configurable Workflows
Workflow Designer | Rule Engine | Event-Driven | No-Code Config
80% reduction in manual work
Federated Framework for Scalability & Control
Multi-Tenancy | Horizontal Scale | Load Balanced | High Availability
Operational autonomy for business units without losing centralized control. Highly scalable architecture handles increasing data volumes and transactions effortlessly. Consistent performance regardless of user count or market volatility.
10M+ transactions daily
Intuitive, Contextual User
Experience
Role-Based | Personalization | Responsive | Modern UI
Not a closed “black box.” Built on loosely coupled business components with 140 Open APIs for seamless ecosystem integration. Event-driven, composable framework provides unparalleled flexibility—future-proof your technology without vendor lock-in.
40% faster user onboarding
Artificial Intelligence at the Core
The Trade Nervous System:
Beyond Automation to Intelligence
An AI-powered compliance engine that doesn’t just check rules—it learns, adapts, and prevents issues before they occur
Intelligent Monitoring
Multi-dimensional oversight across all transaction dimensions
Real-Time Detection
Instant breach identification before settlement
Adaptive Learning
Evolves with regulatory changes automatically
Precision Accuracy
99.7% accuracy in limit compliance checking
Certifications & Compliance
Enterprise-grade security and compliance standards
ISO 27001 Certified
SOC 2 Type II Compliant
PCI DSS Compliant
SWIFT Partner
Frequently Asked Questions
What are the key differentiators of Intellect eMACH.ai Treasury?
Our solution is built on modern design principles that deliver superior value. Key differentiators include: Composable, API-first, cloud-neutral architecture offering unparalleled flexibility; Configurable workflow and event-driven rule engine for deep business process automation; Federated framework ensuring scalability with operational autonomy; 140 Open APIs for seamless integration with your ecosystem; AI-powered Trade Nervous System for proactive compliance. These differentiators future-proof your investment and ensure you’re never locked into rigid, monolithic systems.
llect.design/wp-content/uploads/025/12/user.png"> How does the solution integrate with existing core banking and market data systems?
Seamless integration is in our DNA. The platform features: iTurmeric Integration Studio with API Marketplace; 140 Open APIs for connecting internal systems (core banking, lending, payments); Out-of-the-box adapters for Reuters, Bloomberg, SWIFT; Event-driven architecture for real-time data synchronization; Support for REST, SOAP, GraphQL, message queues. This ensures faster, more reliable connectivity and a true 360° view of your operations without replacing existing systems.
What is the typical implementation timeline and what resources are required?
We follow a proven, risk-mitigated delivery model: Phase 1 (Discovery & Design): 4-6 weeks; Phase 2 (Core Implementation): 12-16 weeks; Phase 3 (Go-Live & Stabilization): 4-6 weeks; Total: 20-28 weeks for full deployment. Resources needed: Business team (Treasury Head, Operations Manager, Compliance Lead), Technology team (IT Architect, Database Admin, Security Lead), Testing team (QA Team, UAT Coordinators). We use agile methodology with 3-4 week sprints and MVP focus to ensure faster time-to-value.
How does eMACH.ai Treasury handle regulatory compliance across multiple jurisdictions?
Built-in, adaptive compliance is a core strength: Pre-configured rules for Basel III, IFRS, local regulations; AI-powered Trade Nervous System monitors 85+ compliance parameters; Automated regulatory reporting (jurisdiction-specific); Rule engine easily updated for new regulations; Audit trail for every transaction; Compliance dashboard with real-time alerts. Our customers operate across 57 countries—we understand multi-jurisdiction complexity.
What level of customization is possible without custom coding?
Extensive configuration without code: Workflow designer with drag-and-drop process customization; Rule engine where business users can define limits, alerts, validations; Report builder with DIY reporting and 100+ pre-built templates; Dashboard configurator for role-based view customization; API integrations with low-code/no-code connector setup. Approximately 80% of customization needs are met through configuration. Complex requirements use our extensibility framework.
How does the solution ensure high availability and disaster recovery?
Enterprise-grade resilience: 99.95% uptime SLA; Active-active architecture across multiple availability zones; Real-time data replication; RPO: <5 minutes | RTO: <1 hour; Automated failover with zero data loss; Regular disaster recovery drills; 24/7/365 monitoring and support. Your treasury never sleeps—neither does our platform.
Delivering Tangible Impact Across Global Banks
Centralized Treasury Operations for a Large Bank
A leading bank implemented Intellect’s Bank Treasury platform to unify liquidity, funding, and investment operations—improving visibility, reducing manual processes, and strengthening balance sheet control.
Treasury Team Improves Intraday Decision-Making
By adopting a real-time treasury platform, a bank enhanced intraday liquidity monitoring and funding decisions—reducing risk and improving responsiveness to market movements.
Recognized Excellence
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